DEBT AND HAPPINESS DON’T MIX

Kristian Kuutok

Debt is not just numbers — it’s noise. It hums quietly in the background of our lives. Five different bills, different due dates, different interest rates. It’s no wonder we wake up tired. We’ve been there. Many of us who built WOWW once lived in that quiet chaos — juggling payments, missing due dates, feeling ashamed to even open our bank app.

Debt takes more than money; it takes joy. But here’s the truth: financial wellbeing and emotional wellbeing are the same story. When we organize our debt into one clear, collective solution, we also organize our thoughts. We sleep better. We plan better. We breathe again.

WOWW isn’t about chasing luxury — it’s about restoring balance. By uniting people to refinance together, we give back something far more valuable than savings: peace of mind. Because happiness doesn’t come from buying more. It comes from finally having enough.